Payment Options

At Smile Again we accept all major credit cards and health fund cover. Afterpay, Hicaps and National Dental Plan available.   

We always look forward to assisting our patients in providing affordable teeth replacement, so please feel free to discuss your payment options with us at the time of booking your appointment.

National Dental Plan

National Dental Plan allows you to spread the cost of your dental treatment over affordable, interest free payments and get the smile that you deserve.

Up to $12,000

Defer costs up to $12,000 to pay at your own pace, in conjunction with your existing public or private healthcare coverage.  

Simple application process

Get pre-approved online, through our app, or in-clinic within 5 minutes. Our sign-up process is fast and intuitive.  

No interest ever!

From minor treatments to major surgeries, you’ll never be charged a cent of interest, no matter the length of your repayment plan.  

Easy payments

Our flexible plans let you spread the cost of repayment over terms up to 24 months, with maximum monthly fees capped at $8!  

Covering the Big and Little things!


Little Things

Routine fillings, scale and clean, extractions and anything up to $2000

Big Things

Bigger treatments, from implants to veneers, anything up to $12,000

How to apply Download the humm app or ask in practice Ask in practice

Reusable limit
Yes Varies by customer

Limit available
Up to $2000
Up to $12,000


2.5 months - 5 fortnightly or 10 weekly
5 months* - 10 fortnightly or 20 weekly

Up to 24 months

Interest Never Never

Payments Weekly or fortnightly

Establishment fee
$0 $70

Additional purchase
$0 $22

Payment processing
$0 $0

Monthly fee
2.5 month plans: $0
5 month plans*: $8

Late fee
$6 $6

* Purchases must be over $500 for 5 month plan.
^ Charged at the first of each month. If a fee is missed, it will be picked up in the next direct debit cycle.


HICAPS are the easiest and most convenient way to pay for your appointment!  It's Australia’s leading electronic claiming service, providing members of participating health fund the convenience of electronic claims (private health fund) processing and payments at the point of service. The benefit for you is convenience! No more queuing at health fund branches and filling in claim forms. 

The Child Dental Benefit Schedule

The CDBS is a government benefit design for children aged from 2-17. You will receive $1,000 for every 2 years if your child is aged within this bracket to put towards dental check-ups and dental procedure.
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